Law in force 269/2014 · 833/2014 · PL 13.04.2022

Have you screened your last customer against the EU sanctions list?

Liability for serving a sanctioned person sits with you — not the customer. Today. Whether or not your industry is formally under AML.

See demo Book a call

Works offline

GDPR-aligned

EU / UN / OFAC lists

Auditable reports

Sanqto panel

live preview

Subject under review

Demo Company Ltd.

VAT GB000000000 · UBO: J. Smith

Result: hit

DO NOT PROVIDE THE SERVICE

Match

97.4% — Annex I, 269/2014

Source

EU • OFAC • PL-MSWiA

Time

0.8 s

Required actions

Pause the service.
Notify the FIU within 24h.
Archive the report (5 years).

flowlocal · 0.8 s

customer

screening

report

Legal status — April 2026

PLN 20,000,000

maximum administrative fine

Art. 15(1)(2) of the Act of 13.04.2022

15 yrs

imprisonment in qualified cases

Art. 15(2)

2,171

entities currently in EU annexes

as of April 2026

< 30 s

to screen one customer

Sanqto deployment

Why now

Two independent reasons to roll out screening this quarter.

In force today

The ban on providing services to listed persons is absolute.

Article 2 of Reg. 269/2014 doesn't require intent. Lack of knowledge does not excuse administrative liability. The regulator doesn't ask whether you knew — they ask whether you checked.

Administrative fine up to PLN 20,000,000
Criminal liability up to 15 years
GIIF report within 24h of detection

Mandatory soon

The EU is extending mandatory active screening to more sectors.

Direction of travel is clear: the AMLR package and the sanctions enforcement directive will pull in services not covered today. Firms that prepare early will not be retrofitting under pressure.

Real estate, brokerage, luxury goods
Shorter reporting windows
Auditable verification logs required

How it works

Three steps, less than 30 seconds per customer.

Import the customer's data

By hand, CSV from your system, API, or CRM integration. Just what you already have on the contract: first name, last name, company name, tax ID.

The app matches against the lists

EU (269/2014, 833/2014), UN, OFAC and the Polish MSWiA list. Fuzzy match by name, national ID, tax ID, date of birth and UBO.

You receive a report

Clean or with an alert. Always timestamped, signed, with the list version. Ready for GIIF and tax audit.

On-premise · GDPR

Your data stays with you. Literally.

The app runs locally on your hardware — laptop, workstation, or your own server. We push the reference lists. You never upload customer data anywhere.

Zero data-processing agreements

We're not your processor — we don't have access to your data.

Zero third-country transfers

GDPR Art. 44 doesn't apply — nothing leaves your network.

Windows · macOS · Linux

Installer or container. Works offline after first update.

Reference files, not an API

Lists are pulled as signed files; traffic is one-way.

data flow diagram

Sanqto server → your network

We deliver the EU/UN/OFAC lists as digitally signed files.

Your network (closed loop)

Customer data is matched locally. Results are saved to your disk.

Your network → Sanqto server

This direction does not exist. Ever.

Interactive demo

This is what verification looks like in your panel.

Toggle between a clean and a hit scenario. It's the exact screen you see in the app.

Result in under a second across 2,171 records.

Full PDF report with hash and signature.

UBO (ultimate beneficial owner) lookup.

Book a demo at your office Download a sample report

Sanqto panel

live preview

Subject under review

Demo Company Ltd.

VAT GB000000000 · UBO: J. Smith

Result: hit

DO NOT PROVIDE THE SERVICE

Match

97.4% — Annex I, 269/2014

Source

EU • OFAC • PL-MSWiA

Time

0.8 s

Required actions

Pause the service.
Notify the FIU within 24h.
Archive the report (5 years).

Industries we cover

If you have a customer — you have exposure.

Click your industry for concrete scenarios and a workflow tailored to your operation.

Travel agencies

B2B bookings, VIP packages

Insurance brokers

Corporate and property policies

Real-estate agencies

Brokerage, leasing, management

Leasing companies

Leasing of vehicles, machinery, kit

Online stores

B2B sales, export, dropshipping

Telecom operators

B2B connectivity, wholesale, infra

Transport and freight forwarding

Freight, logistics, B2B carriage

Law and notary offices

Corporate work, notarial deeds

Accounting firms

Servicing corporate clients

Premium-goods dealers

Cars, yachts, jewellers

Hotels and long-term rentals

Corporate bookings

Pricing

Perpetual licence. No subscription.

One-time fee, VAT invoice in EUR or PLN. Optional updates from year 2. Your data stays in your infrastructure.

Starter

2 500 EURone-time

for e-commerce and small companies

1 seat · 1 certificate

Legal framework — industry templates (11 documents / ~100 pages)
Self-service document customisation
Sanction screening software licence
EU, UN, OFAC, national lists
Training + exam + Sanctions Compliance Officer certificate (1 person)
List updates every hour for 12 months
Email support

Choose Starter

Business

5 900 EURone-time

for travel agencies, wholesalers, mid-market

up to 5 seats · 2 certificates

Everything in Starter
Legal framework tailored to your industry
2h consultation with a compliance lawyer
CSV / API / CRM import
Portfolio monitoring 24/7
Beneficial ownership (UBO) verification
Training + exam + Sanctions Compliance Officer certificate (2 people)
Priority support

Choose Business

Enterprise

from 15 000 EURone-time

for capital groups and large operators

unlimited seats · 3 certificates

Everything in Business
On-premise deployment — your data never leaves your infrastructure
Full documentation customisation by a partner lawyer
SSO / Active Directory
Training + exam + Sanctions Compliance Officer certificate (3 people)
Dedicated account manager
SLA and deployment agreement
Compliance team training

Let's talk

Additional Sanctions Compliance Officer certificates

250 EUR per person — online training, exam and a certificate valid for 12 months. For clients with an active Sanqto licence.

Updates from year 2

The first year of sanction-list updates and support is included in the licence price. From year 2 there is an optional maintenance fee:

Starter: 500 EUR / year
Business: 1 000 EUR / year
Enterprise: 2 500 EUR / year

Without maintenance the licence keeps working, but the lists are no longer updated.

Selling compliance to your clients? Let's partner up.

We run a partner programme for law firms and compliance advisors. The law firm delivers documentation customisation to the client under its own contract, while Sanqto provides the software licence. Partner commission for every referral.

Become a partner

* All prices are net; VAT of 23% is added to every invoice. Payment in EUR or PLN (NBP mid-rate from the invoice issue date).

* Perpetual licence — no hidden fees, no auto-renewal, no vendor lock-in.

* The software runs on the client's infrastructure (on-premise for Enterprise, cloud or on-premise for Starter and Business).

Most-asked questions

Truth first, technology second.

Does this really apply to my industry?

Yes. The ban on making funds available or providing services to listed persons (Art. 2 of Reg. 269/2014) applies to all economic operators — regardless of whether the industry is formally under AML obligations. For sectors like travel or real estate, criminal and administrative liability already exists today.

What if the customer doesn't agree to be screened?

Screening uses data you already hold from the contract or invoice (first name, last name, company name, tax ID, optionally date of birth). It does not require customer consent — it is the business's discharge of a legal obligation (GDPR Art. 6(1)(c)).

What do I do when there's a hit?

The app flags the result red, generates a justified report, and surfaces the procedure: pause the service, freeze funds, notify the FIU within 24 hours. Nothing is reported automatically — the decision sits with you.

Are the reports accepted by the FIU and tax authority?

Each report carries a timestamp, the reference-list version, the operator identifier and a hash of the input file — a format aligned with regulator expectations. Local archival for 5 years (the required retention period).

How often are the lists updated?

Every hour, plus immediately after publication of changes in the Official Journal of the EU. The app pulls reference files itself — it never sends customer data the other way.

Does this integrate with my CRM?

Yes. The Business and Enterprise tiers expose a REST API and ship integrations for popular CRMs (Pipedrive, HubSpot, Salesforce, Bitrix). On Starter you use the manual form.

Where is my data physically?

Wherever you install the app — your machine, your server, your network. There is no "Sanqto cloud" for customer data. Consequence: no data-processing agreements, no third-country transfers.

What's the fine if I don't screen?

Up to PLN 20,000,000 in administrative fines (Art. 15(1)(2) of the Act of 13 Apr 2022) and criminal liability up to 15 years for making funds available. Liability sits with the business — not the customer.

Contact

Book a 20-minute deployment call.

No salesperson, no slide deck. We'll show the install and answer the legal questions.

We reply within 1 business day.

Demo on your data (locally, on your hardware).

30-day trial, no commitments.

See demo