Sanqto
Certification

Sanctions Compliance Officer.
Training, exam, certificate.

EU, UN and OFAC sanctions bind every company in Poland — not just banks. Sanqto takes your officer from first login to a certificate PDF, included in every package.

See packages Training programme
Why

Three reasons this is not a “nice-to-have”.

A direct obligation

EU, UN and OFAC sanctions apply directly — regardless of whether your company is subject to AML legislation. The ban on making funds available to people on sanctions lists covers every company, every transaction, every contract.

Directive 2024/1226

Since May 2025, breaching EU sanctions is a criminal offence. Personal liability for board members and compliance officers. Documented training is the first line of the “due diligence” defence.

Counterparty due diligence

Banks, insurers and larger counterparties increasingly demand proof that your company runs sanctions screening. A documented compliance officer training is the first document in response to a counterparty's KYC questionnaire.

Programme

6 modules. ~6 hours of material. Self-paced.

01 Legal foundations of international sanctions
60 min
  • The EU sanctions system: CFSP decisions, Council regulations, the EEAS consolidated list
  • UN sanctions: the Security Council, the consolidated list
  • US sanctions: OFAC, the SDN list, sectoral sanctions, extraterritoriality
  • Polish national lists: MSWiA, the Act of 13 April 2022
  • Directive 2024/1226 and its implementation in Polish law
02 Sanctions and non-financial companies
50 min
  • The sanctions regime vs the AML regime — two separate obligations
  • Who is an obliged institution, and who “only” is subject to sanctions (everyone)
  • The risk-based approach in practice for a small or mid-sized company
  • Required documentation: procedures, registers, decisions
  • The limits of the obligations: what a small company must realistically do, and what a large one must
03 Sanctions screening in practice
90 min
  • Name screening vs transaction screening
  • Fuzzy matching: how it works and why it produces false positives
  • Case analysis: Hüseyin Doğru — a false positive in the EU sanctions database
  • Escalation, decision, documentation — 3 steps for every match
  • Sensitivity threshold: how to set it so you don't drown in false positives
04 UBO and verification of beneficial owners
50 min
  • Central Registers of Beneficial Owners — PL and EU
  • Analysing the ownership chain
  • The 50% rule (OFAC) vs the control rule (EU)
  • Offshore companies, trusts, foundations — red flags
05 Sanctions Compliance Officer procedures
60 min
  • Day-to-day work: decisions, escalation, documentation
  • Communicating with authorities: when, to whom, in what form
  • Retention of sanctions documents — best practice
  • Working with the client's bank on a blocked transaction
  • The internal escalation flow: officer → board → decision
06 Exam
40 questions · 60 min
  • Multiple-choice test covering modules 1–5
  • Pass mark: 80%
  • 3 attempts within a single access
  • Certificate PDF immediately after passing
Process

From buying a package to a certificate — 5 days.

1

Activation

Once you buy a Sanqto package you get a login to the training platform. A named account for every officer in the package.

2

Materials

~6h of video + ~80 pages of PDF materials + procedure templates. Self-paced, 90 days of access.

3

Exam

40 questions online, 60 minutes, 80% pass mark. Up to 3 attempts.

4

Certificate

A PDF with a register number, issue date and validity period (12 months). You download it immediately after passing.

Scope

The package for your compliance officer.

  • A named account on the training platform
  • ~6h of video material (Polish voiceover)
  • ~80 pages of PDF material for printing
  • Case studies from real compliance decisions
  • Sanctions procedure templates
  • Multiple-choice test with instant grading
  • Certificate PDF with a register number
  • Documentation ready for internal audit and due diligence
  • Valid for 12 months + a re-certification reminder
  • Material updates throughout the validity period
Packages

How many certificates do you get?

Certification is included in every Sanqto package — the number of named certificates depends on the licence tier you choose.

Starter
1 certificate
2 500 EUR one-time

For 1 compliance officer. Ideal for e-commerce and small companies.

Choose Starter
Business
2 certificates
5 900 EUR one-time

For 2 people — e.g. the lead officer and a deputy. The standard for travel agencies and mid-market.

Choose Business
Enterprise
3 certificates
from 15 000 EUR one-time

For a compliance team. On-premise, a dedicated account manager.

Let's talk

An additional certificate or re-certification after 12 months — 250 EUR per person. Available to clients with an active Sanqto licence.

FAQ

Frequently asked questions

Does my company even fall under sanctions if we're not a bank?
Yes. The EU, UN and OFAC sanctions regime applies directly and covers every company and person in Poland — regardless of whether it is an obliged institution under AML legislation. These are two separate systems. AML is supervised by GIIF (the Polish financial intelligence unit); sanctions bind everyone. Since 2025, breaching sanctions is a criminal offence (Directive 2024/1226).
Is the Sanqto certificate “officially recognised”?
For companies outside the financial sector there is no formal accreditation of certifying bodies and no statutory requirement for a specific certificate. What matters is documented training of the responsible person — and the Sanqto certificate, together with the materials and the exam result, is exactly that documentation. Sufficient for internal audits, KYC questionnaires from banks and counterparty due diligence.
How long does it take to complete the course?
The materials are about 6 hours of recordings and about 80 pages of PDF. In practice most officers finish in 2–3 working days, some over a single weekend. The exam takes 60 minutes.
What if I fail the exam?
You have 3 attempts within a single access. Between attempts you can go back to the materials. Once the attempts are used up — access renewal costs 250 EUR.
Can I buy just the certificate, without a package?
No. Sanqto certification is part of the licence packages. We offer the standalone 250 EUR option only to clients with an active licence — as a re-certification or training for an additional officer.
How long is the certificate valid?
12 months from the issue date. After that period we recommend re-certification — for 250 EUR, with updated materials (regulatory changes, new case studies).
Are the materials updated?
Yes. Whenever there are significant regulatory changes (new EU sanctions packages, directive implementations) we update the modules and inform active users. Updates are included within the validity period.
What language is the training in?
Polish. An English version is in preparation.

The content on this page is informational and educational — it does not constitute legal advice. The exact scope of sanctions obligations depends on a company's situation and should be verified individually. Legal basis: Council Regulations (EU) 269/2014 and 833/2014 with subsequent packages, Directive (EU) 2024/1226 of the European Parliament and of the Council, and the Polish Act of 13 April 2022 on special measures to counter support for aggression against Ukraine and to protect national security.

Updated: 21 May 2026

Your Compliance Officer needs documented training.

The cheapest and fastest way — as part of a Sanqto package. Licence, legal framework and certification at one price.

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